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Prindle Insurance Agency
Frequently Asked Questions
1. Is a country agency able to give me the best prices and coverages ?
Yes. Due to the high number of companies we deal with, we can often find you the lowest quote.We know our Metro NY and country marketplaces better than most.
2. How can I tell if my home is over or under insured?
You want to make sure that your home is insured for the replacement cost, not the market value of your home. We have expert certified replacement cost appraisers available to give you professional advice at no cost.
3. Can you provide adequate coverage for large estates and clients with fine arts, jewelry, etc.?
Yes. We have several high-end companies who specialize in the complexities of large estates and the needs of these owners.4. What about the difference between whole and term life insurance?
Whole Life, also called "Universal Life", is permanent insurance, that covers you for your entire adult life, into retirement age. You pay an annual premium that remains level and constant for the whole period of the policy. "Term" Insurance is life insurance purchased for a specified, shorter amount of time . At the end of the term, you have the option of renewing your policy. Talk to Barclay at PIA to determine which type of life insurance is best for you.
5. I am going to the Motor Vehicle Department. Do I need to bring my insurance card?
It is always a good idea to be over-prepared for your visit to the local MVD. However, if you are renewing your coverage on an existing auto, the MVD representative should be able to verify your insurance via a computer search.
6. Will my rates automatically be raised if I am in an auto accident?
Yes, if you are at fault, and no, if you are not at fault. Remember that fault is determined not by ones feelings or opinions, but entirely upon the findings within the police report of the accident.
7. I need to reduce my insurance costs. How can I do this?Talk to us about deductible options. Discounts are also available for:
AUTO:
Multiple car
Auto/home with some company
Non-smokers
Good Students
Driver Training
Accident FreeHOME:
Burglar alarm
Fire alarm
Smoke detector\
Lightning Rod
Caretaker
Home/Auto-same company
Golden Age
Non-Smoker
Dead Bolt Locks
The Prindle Insurance Agency is a member in good standing with:
The National Association of Independent Insurance Agents
The National Association of Professional Insurance Agents.
Prindle Insurance Agency
22 West Main Street
Sharon CT 06069
Phone: 1 860 364 5000
Toll Free Number: 1 877 422 4555
Fax: 1 860 364 5072
